The Stables Supplemental Terms and Privacy Notes

Last updated: March 10, 2026

This supplement applies to Merit-operated Stable services. It is intended to be read together with the Merit Systems Terms of Service and Merit Systems Privacy Policy. If this supplement conflicts with the umbrella documents, this supplement controls for the relevant Stable service.

1. Provider-Dependent Services

The Stables may rely on one or more downstream providers to fulfill requests. Merit may proxy, route, aggregate, or otherwise facilitate access to provider-backed functionality.

Merit may add, remove, replace, or suspend any provider at any time. Merit does not guarantee:

• any particular provider relationship;
• continued access to any specific provider-backed feature;
• that outputs are accurate, lawful, complete, or fit for your purpose;
• that you have any rights beyond those permitted by applicable law, Merit’s terms, and any underlying provider constraints.

2. Data, Outputs, and Rights

Results returned through The Stables may include provider-generated output, third-party data, public data, indexed or scraped data, generated media, uploaded files, communications records, booking information, and other provider-backed material.

Merit does not represent that:

• the data is accurate or lawful to use for your purpose;
• the output is free of third-party rights, privacy restrictions, or consent requirements;
• you can republish, resell, train on, operationalize, distribute, or commercialize the output without additional restrictions.

You are solely responsible for verifying legality, consent, accuracy, and downstream rights before using any result.

Without limiting the foregoing, unless Merit expressly agrees otherwise in writing, The Stables is not intended to be used as a consumer reporting agency, consumer report, or investigative consumer report, or for determining a person's eligibility for employment, hiring, contracting, compensation, credit, lending, underwriting, housing, insurance, education, government benefits, licenses, immigration status, or any other purpose regulated by the Fair Credit Reporting Act or analogous law.

3. Communications Services

If you use any Stable service to send email, messages, or calls, you are solely responsible for:

• recipient consent and lawful basis;
• compliance with anti-spam, privacy, telecom, and recording laws;
• the content, targeting, timing, and downstream consequences of the communication.

Merit may block, suspend, or remove communications functionality at any time to protect deliverability, provider relationships, compliance posture, or other users.

Without limiting the foregoing, you may not use data or capabilities obtained through a Stable service to:

• harass, stalk, threaten, intimidate, or dox any person;
• discriminate against any person in housing, employment, credit, insurance, education, or other protected contexts;
• send unsolicited communications in violation of applicable law;
• compile or resell data as a standalone data product in violation of applicable law or third-party restrictions;
• publish private, sensitive, or personal information without any required right, notice, or consent.

4. Uploads, Hosting, and Generated Media

If you upload, host, or generate content through a Stable service, you are solely responsible for:

• having the rights needed to upload, host, or generate the content;
• ensuring that the content is lawful and non-infringing;
• all downstream publication, distribution, licensing, and use decisions.

Merit may remove, disable, refuse, or report content at any time. Merit does not guarantee permanence, retention period, download volume support, public accessibility, or availability of hosted content.

5. Transactional Services

Some Stable services may surface or facilitate searches, quotes, bookings, purchases, renewals, registrations, or other real-world transactions.

All such services are subject to provider availability, pricing changes, provider acceptance, input accuracy, and legal or operational constraints outside Merit’s control. Merit does not guarantee that a requested booking, registration, renewal, quote, or purchase will be completed.

6. Provider and Claims Risk

If your use of a Stable service causes provider complaints, takedowns, claims, investigations, or disputes, that risk is yours, not Merit’s. Merit may suspend or terminate access immediately if it believes your use creates provider, legal, operational, or reputational risk.

7. The Stables Privacy Notes

Depending on the service used, Merit may process and share with downstream providers:

• request parameters and content;
• target identifiers, contact details, social handles, domains, phone numbers, email addresses, prompts, files, and other inputs;
• generated outputs, metadata, logs, and operational records;
• wallet and payment metadata.

You should not assume that inputs stay only within Merit infrastructure when the service inherently depends on downstream providers.